Joe Sheehan, aka Joe Closeit, explains how the failure of the Congressional Super Committee will effect mortgage interest rates.
www.amerifirst.com The S&P credit downgrade of America is more political than financial. Warren Buffett says so, President Obama agrees, and so does Mark Jones of AmeriFirst Home Mortgage. Watch Mortgage Minute TV for insight into the credit downgrade news, and real estate news like median home prices in Michigan. Download the free eBook “The Get Mortgage Ready Kit” here blog.amerifirst.com
Video Rating: 5 / 5
You’ve got to hand it to Paul Jay – he invites really good, knowledgeable guests onto TRNN. Basically all of them trash what Peter Schiff has to say – and none more so than Bob Pollin who has been featured in numerous videos on the Schitt Report refuting Petey’s idiotic assertions across a broad range of subjects. This time he does a 3 in 1 and trashes Petey’s idiocy on the debt crisis, hyperinflation and sky high interest rates all in one go. Two thumbs up, Bob!
Question by kittygirl128: What is a reputable debt consolidation company?
I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady job and income, they’ve raised the payments and dropped the limits so there’s no chance I’ll catch up. I want to do debt consolidation but most companies Google brings me are a scam. I know it ruins your credit, but 8 90+ past due accounts does that too. I’ve been unable to work out plans with them or find a second job. What is a reputable company?
Best answer:
Answer by wisegirl74
The most reputable debt managing company believe it or not is you. Why give someone else your hard earn money to manage. You can design a plan that works for you (budget) and manage it every time you get paid, and follow the plan (it takes about 3 months) until you master it. Name every dollar in the budget and stop, stop, stop spending, use the clothes and shoes you already have and only shop for necessities, stop dining out and lunching out, start cooking everything from scratch it is cheaper and healthier. Frozen foods, prepackaged foods and specialty products are super expensive. Avoid them.
For those accounts who are past due, try to get current the best that you can, then start negotiating with them lower payments locked for X amount of time and start paying them off one by one starting by putting the minimum they want. Once you pay off the first credit card roll that monthly payment to the next one this will give you more money to cancel the next one and so one. If you really buckle up and if you really want to clean your debt and credit you can get rid of it within 2 to 3 years depending on your income. If you have two cars and are making payments on them sell one of them or both and get beater cars you need to make drastic changes whether you use a managing company or not.
Personal finances is 80% behavior and 20% math. So it is up to you.
Good Luck!!!!!!
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Question by rowena erskine: Give the benefits of debt consolidation loan?
I am planning for a debt consolidation loan. I want to know the benefits of the debt consolidation loan.
Best answer:
Answer by bannana77
Only do it if the APR or interest rate is lower than the average APR/interest rate of all your other debts. It’s good if you want only one bill to pay every month.
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Question by John W: What do debt consolidation companies offer to people who are in debt?
Can anyone tell me about debt consolidation companies and their services?
Best answer:
Answer by Common Sense-try it!
overall they’re ripoffs.
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www.SuperiorDebtRelief.com Learn how to get out of debt and save thousands of dollars with Debt Settlement.
Video Rating: 0 / 5
Question by Sophia Galen: What is the best site for Christian debt consolidation? Is it better than regular debt consolidation?
I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.
Best answer:
Answer by guy
They both work in the same way, they pay off the debt for you, and take over your life.
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Question by Morgan B: Debt consolidation…?
I am trying to consolidate about $ 16k of credit card debt. Anybody know of any good websites to go through that wont screw me over? And is going non-profit really as good as it seems?
Best answer:
Answer by matt m
they will try to get a monthly donation out of you so try not to give more than $ 5. I used one for about 2 years and went from 7k down to 700. they renegotiate your interest rate and draft money right out of your bank accoutn where you don’t have to mail off payments. I used AFS or something like that
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Question by blcross03: Does debt consolidation work and help improve your credit score?
I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?
Best answer:
Answer by Judy
Paying OFF what you owe would help your credit score. Just consolidating your debt, since you’ll still owe it, could make things worse, especially if you run up additional bills.
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